HUMANS OVERVIEW
Insurance Dossiers: The "Home Assessment" Scams
In this pragmatic warning, reptiliandude dismisses concerns of Ael’Kayeen interference, identifying a much more terrestrial threat: the predatory nature of the medical insurance industry. He reveals that “Home Assessments” by insurance-provided nurses are not acts of care, but tactical data-gathering missions designed to build a medical dossier on the client. By identifying potential future health risks, the companies can justify raising rates or sharing information with other insurers to “screw over” the policyholder down the road. Describing human medical insurance as one of the species’ most effective scams, reptiliandude argues that the symbiotic greed between for-profit hospitals and insurance providers is the true driver of skyrocketing costs, advising garbotalk to politely refuse any “special” house calls to protect her financial and medical privacy.
HUMANS OVERVIEW
Insurance Dossiers: The "Home Assessment" Scams
In this pragmatic warning, reptiliandude dismisses concerns of Ael’Kayeen interference, identifying a much more terrestrial threat: the predatory nature of the medical insurance industry. He reveals that “Home Assessments” by insurance-provided nurses are not acts of care, but tactical data-gathering missions designed to build a medical dossier on the client. By identifying potential future health risks, the companies can justify raising rates or sharing information with other insurers to “screw over” the policyholder down the road. Describing human medical insurance as one of the species’ most effective scams, reptiliandude argues that the symbiotic greed between for-profit hospitals and insurance providers is the true driver of skyrocketing costs, advising garbotalk to politely refuse any “special” house calls to protect her financial and medical privacy.
Image: The provided image shows a close-up, top-down view of items related to financial and insurance matters (Photo by Vlad Deep via Unsplash)
Source: RD (via GT), "Put your questions here so Reptiliandude can find them!" r/reptiliandude, Reddit, (28 June 2017) https://www.reddit.com/r/reptiliandude/comments/6jvn4t/put_your_questions_here_so_reptiliandude_can_find/
Garbotalk: I was called by someone with a local number claiming to be from my current insurance company. Out of the blue, they want to schedule a nurse practitioner to come to my home and examine me. I’m not sick. My medicines don’t need refilled. They’ve never done this before. Should I be concerned the Kayeen are trying to get close to me?
Reptiliandude: It has nothing to do with Kayeen and everything to do with your insurance company being nosy about your health.
The ‘Home Assesment’ is like the equivalence of someone seeing a workman’s comp doctor.
Except they do a thourough examination so they can see what might go wrong with you so they can raise your rates accordingly.
Any insurance company that offers to send one of heir own ‘special’ nurses or doctors should be politely refused at all times.
They’re just trying to compile a dossier of their own on you to screw you over somewhere down the road.
Medical insurance is one of the biggest scams that humans have ever invented.
Why do you think medical costs are so damn high?
The hospitals are ‘for profit’ institutions now.
They rip off the insurance companies regularly and the insurance companies rip off their own clientele.
Then the insurance companies come up with a bunch of touchy feely bullshit about caring about you so they can bring one of their hack doctors in to compile a dossier on you which they will eventually have full rights to share with every other insurance company who’s willing to pay for it.
